Income tax calculator for India.
Make better decisions.

The tools are labelled for FY 2026–27. Review the guide for each calculator’s assumptions and limitations before relying on an estimate.

Yes. Start with the basic income tax calculator or use the income and deductions planner to compare estimated outcomes based on your inputs.

Yes. Use the basic income tax calculator or income and deductions planner to compare estimated tax under the new and old regimes for FY 2026–27. Results depend on your inputs and applicable eligibility rules.

Use the salary and HRA calculator to estimate taxable salary and an indicative HRA exemption. The website does not calculate every payroll component, so treat any in-hand salary figure as an estimate rather than a payslip.

Open the tax guide for a summary of the assumptions used by this toolkit and links to official references. Confirm current slabs and rules with official sources before relying on a calculation.

No. This is an independent educational estimator. Confirm your final tax position with official Indian tax resources or a qualified tax professional.

Choose the financial year, enter your income and eligible deductions, and compare the estimated results. Use the basic calculator for a quick old-versus-new regime comparison or the advanced planner for more income details.

Tax is generally calculated by identifying taxable income under the applicable income heads, applying the relevant tax rates and eligible deductions or rebates, and then accounting for cess and any applicable surcharge or credits. The result depends on the tax year and your circumstances.

Enter your income and eligible deductions in the basic income tax calculator to compare indicative outcomes under both regimes. The better option depends on your income mix, eligible deductions, exemptions and applicable rules.

There is no single best regime for everyone. Compare both regimes using your own income and eligible deductions, then verify the result against current official rules before making a decision.

Enter your relevant salary or taxable income in the calculator and select the appropriate inputs for the tax year. Your final tax can vary with standard deduction, eligible deductions, other income, rebate eligibility and the chosen regime.

Income tax is not usually calculated simply on CTC or basic salary alone. The taxable salary calculation depends on salary components, exempt allowances, deductions and other income under the applicable rules. Use actual salary details rather than treating CTC as taxable income.

The five heads are Salaries; Income from House Property; Profits and Gains of Business or Profession; Capital Gains; and Income from Other Sources. Classification and deductions depend on the facts and current law.

Some income may be exempt or excluded from taxable income under specific provisions, but eligibility and limits vary by income type and circumstances. Do not assume an income is tax-free without checking the applicable rules.

A SIP is a method of investing, not a separate tax category. Tax treatment depends on the underlying investment, holding period, redemption proceeds and applicable rules. This income-tax calculator does not calculate every mutual-fund transaction or SIP-specific tax scenario.

Income from house property depends on factors such as property use, annual value, eligible municipal taxes, interest deductions and the applicable regime. This general income-tax estimator may not cover every property-specific scenario; verify complex cases separately.

Futures and options income is generally treated under business-income rules, subject to the applicable facts and tax law. Turnover, allowable expenses, audit requirements and advance tax may matter. This calculator does not replace a detailed F&O tax computation.

No. This website focuses on Indian personal income-tax estimates. GST and other indirect-tax calculations use different rules and are outside the scope of these calculators.

A refund may arise when eligible taxes already paid, such as TDS or advance tax, exceed the final tax liability. The amount can only be confirmed after a complete return calculation and processing; this website does not file returns or access your tax account.

The new regime has its own rules on deductions and exemptions, and many deductions available under the old regime may not apply. Review the current eligible benefits and compare both regimes using your own figures rather than assuming a deduction is available.

This website provides an interactive browser-based calculator and a Print / Save PDF option. It does not currently export an Excel workbook. You can record the displayed estimate separately, while checking the assumptions and calculation limitations.

Tax systems are often discussed in terms of fairness, certainty, convenience and efficiency, and taxes can be classified in different ways, such as direct and indirect taxes. These are general concepts; this website is focused on estimating Indian personal income tax.